Kim McIntyre is a licensed Mortgage Agent, Level 1, based in Whitby, Ontario, serving homeowners and homebuyers across Durham Region — Whitby, Oshawa, Ajax, Pickering, Clarington, Brock, Scugog, and Uxbridge. Serenity Mortgages helps with purchases, renewals, refinancing, and debt consolidation, with advice built around your situation. Serenity Mortgages also operates from Brighton, Ontario, serving Northumberland County and the Quinte area.
First-time homebuyers — pre-approvals, down payment planning, and guidance through your first purchase.
Home purchases — financing for your next home anywhere in Durham Region.
Renewals — review your renewal before you sign it.
Refinancing and debt consolidation — restructure your mortgage to fit your life.
Home equity lines of credit (HELOCs)
Reverse mortgages
Rental and investment properties
1. A call to understand your situation and goals.
2. Kim compares options from a wide range of lenders.
3. A recommendation that fits your budget and plans — with a clear explanation of the trade-offs.
Durham Region stretches from Pickering and Ajax in the west to Clarington in the east, with Whitby and Oshawa in between, and the townships of Brock, Scugog, and Uxbridge to the north. Kim works with clients across the region — first-time buyers, growing families, and homeowners renewing or refinancing — and with the lenders who serve each community.

Please reach us at Kim@serenitymortgages.ca if you cannot find an answer to your question.
Yes. Kim is based in Whitby and serves all of Durham Region, as well as Brighton and the surrounding areas, and the rest of Ontario.
Yes. Kim works with a range of lenders, including alternative lenders, and will give you an honest read on your options — including what would need to change to get a better rate.
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