Mortgages in Whitby

Kim McIntyre is a licensed Mortgage Agent, Level 1, based in Whitby, Ontario. Serenity Mortgages helps homebuyers and homeowners in Whitby and across Durham Region with purchases, renewals, refinancing, and debt consolidation — with advice built around your situation, not a one-size-fits-all rate. Serenity Mortgages also operates from Brighton, Ontario, serving Northumberland County and the Quinte area.

First-time homebuyers — pre-approvals, down payment planning, and guidance through your first purchase.
Home purchases — financing for your next home in Whitby.
Renewals — review your renewal before you sign it.
Refinancing and debt consolidation — restructure your mortgage to fit your life.
Home equity lines of credit (HELOCs)
Reverse mortgages
Rental and investment properties

1. A call to understand your situation and goals.
2. Kim compares options from a wide range of lenders.
3. A recommendation that fits your budget and plans — with a clear explanation of the trade-offs.

Whitby is a growing community in Durham Region, east of Toronto, with a mix of established neighbourhoods and new developments. Whether you're buying your first home here, moving within Whitby, or renewing a mortgage on a home you already own, Kim knows the area and the lenders who serve it.